Rihanna’s Not So Cool Necklace

Rihanna is hitting the streets to promote her new album "Loud", which is in stores on Tuesday, but she may be thinking back on the times she was promoting her "Rated R" album.

Judging by her "F**k You" necklace ... we're guessing Rihanna didn't expect to pose for a photo with a bunch of kids when she left her hotel in New York on Saturday night.

via Rihanna -- Effs Up in Front of the Kids | TMZ.com.